Santa Barbara County ADU Specialists

The smart first call
before you add an ADU.

Pre-qualified ADU financing where the rental income covers the loan — and on the right lot, can leave cash flow on top. Plus California ADU fluency and the right local builder, all in one free conversation. We explain the landscape, arrange financing through CMG Home Loans, and introduce you to vetted GCs and architects who actually fit your lot.

Get your free feasibility conversation See how the financing works
(805) 608-3540 hello@goldcoastadu.com
Zero out of pocket
California ADU fluency
The right local pros
Gold Coast ADU Solutions
California ADU Specialists
What An ADU Can Do
Rental income and property value lift
Family housing without moving
Guest suite, home office, or extra living space
Our Lending Partner
Pre-qualified ADU financing
NMLS
#1820
CMG HOME LOANS
4.97 ★
96,000+ Reviews
NMLS #1820
Licensed Nationwide
Equal Housing
Lender
Recent Projects

Backyards put to better use.

Each of these was built by a local GC.

Studio ADU
~350–500 sq ft
Premium Build
Before
Before
After
After

Efficient footprints that rent well short-term or house a family member comfortably. Built by a local GC, introduced through us.

See what your lot qualifies for
1-Bed ADU
~500–750 sq ft
Premium Build
Before
Before
After
After

A real one-bedroom layout with privacy and a full kitchen. The kind of space that rents long-term or works as independent living for family.

See what your lot qualifies for
2-Bed ADU
~750–1,200 sq ft
Premium Build
Before
Before
After
After

Two bedrooms, real living and dining, and an outdoor connection. Feels like a small home, not an add-on.

See what your lot qualifies for

Zero out of pocket

Through CMG Home Loans, we arrange a pre-qualified financing path that uses the projected value and rental income of the finished ADU. The rent services the loan — and on the right lot, can leave cash flow on top.

California ADU fluency

California ADU rules change county by county and city by city. We know what qualifies, what doesn't, and the design paths that move fastest in each jurisdiction. Generalists learn this on your dime.

The right local pros

We connect you to vetted GCs, architects, and design paths that fit your lot. Pros we've already audited so you don't have to.

The Front End Of The Process

One conversation. A clear next step.

We don't build, design, draft plans, or pull permits. What we do is make the first five steps clear — so when you hand off to a GC or architect, you know exactly what you're asking for.

01
Free first call

We talk through your lot, your goals, and your county's specific ADU rules.

02
Financing arranged

We coordinate a pre-qualified path with CMG Home Loans — free and non-binding.

03
Design path, explained

Free and low-cost design options, custom architects, or solar. We'll tell you what fits your lot.

04
Pros introduced

We connect you to vetted GCs and architects who've built in your jurisdiction before.

05
Your call from here

You contract directly with your chosen pros. We stay available if you want a second opinion.

ADU Options

There's more than one way to build an ADU.

In some cities, we can introduce you to free or low-cost design options that save months. Other lots are better served by a custom architect. We'll tell you which path fits your lot — then connect you to a GC who's built it before. Feel free to inquire.

Studio ADU

~350–500 sq ft
Best for
Rental, guest suite, office
Open plan
1 bath
Efficient footprint
See what fits your lot
Most Common

2-Bed ADU

~750–1,200 sq ft
Best for
Maximum flexibility
2 bed / 1–2 bath
Living + dining
Outdoor connection
See what fits your lot

1-Bed ADU

~500–750 sq ft
Best for
Long-term rental, family
Separate bedroom
Full kitchen
Storage
See what fits your lot
How The Costs Shake Out

What you pay us. What you pay the pros.

Our part of the process is free. You pay the licensed pros we introduce you to — GCs, architects, and design paths — directly. Here's how the front end of the conversation is structured.

Feasibility Conversation

Free

A real conversation about your lot, your county's ADU rules, and the realistic path forward.

Address and lot review
County and city rules, explained
Clear next step to take
Book the call
Most Common Path

CMG Pre-Qualification

$0 out of pocket

We coordinate a pre-qualified financing path through CMG Home Loans — using the projected value and rental income of the finished ADU.

Rent services the loan
Cash flow potential on the right lot
Pre-qual is free and non-binding
See how it works

Your Local Pros

Project-based

You contract directly with the licensed pros we introduce — GCs, architects, and design paths that actually fit your lot.

Vetted GCs and architects
Free and low-cost design paths where available
Pricing direct from the pro
Get matched

Zero Out Of Pocket Financing

Add an ADU without touching your savings.

We've partnered with CMG Home Loans to arrange a pre-qualified financing path that uses the projected value and rental income of the finished ADU. The rent services the loan — and on the right lot, can leave cash flow on top. Pre-qualification is free and non-binding.

Why pre-qualify first
You know your real budget before the architect walks your lot.
The application takes about ten minutes.
ADU-specific loan options from a local lender who knows the product.
No obligation and no hard credit pull to get started.
How it works
Three simple steps
1
Answer a few questions
About your property, your goals, and your timeline.
2
Get your options
CMG comes back with loan programs that fit your situation.
3
Move forward, or don't
The pre-qualification is non-binding. You decide when and whether to proceed.
CMG Home Loans
Our Lending Partner
Pre-qualified ADU financing
NMLS #1820
CMG Home Loans
4.97 ★
96,000+ Reviews
NMLS #1820
Licensed Nationwide
Equal Housing
Lender
Ready to see your options?

Click below to open the CMG smart application and see what loan programs you qualify for. Takes about 10 minutes.

Start My Pre-Qualification
This application is provided by CMG Home Loans (NMLS #1820). Gold Coast ADU Solutions is not a lender. Loan approval is subject to CMG's underwriting requirements.
FAQ

Questions we hear most.

Straight answers. No hedging. If your question isn't here, bring it to the call.

Book A Conversation

Start with the right conversation.

Tell us your address and your goal. We'll walk you through what's possible, how the financing works, and which local pros are the right fit — in one free conversation.

Service Area
Santa Barbara County

Request a feasibility conversation

Share a few details and we'll get back to you within one business day.

Legal

Privacy Policy

Last updated: May 5, 2026

Gold Coast ADU Solutions ("Gold Coast ADU," "we," "us," or "our") respects your privacy. This Privacy Policy explains how we collect, use, share, and protect personal information when you visit goldcoastadu.com, submit a form, call us, or otherwise interact with our services.

1. Information We Collect

We collect information you voluntarily provide, including:

2. Mobile Phone Numbers and SMS Messaging

When you provide your mobile phone number through our website contact form, by phone with our team, or through any other opt-in channel, you may be enrolled to receive SMS text messages from Gold Coast ADU Solutions related to your inquiry, including appointment confirmations, scheduling links, and replies to your questions.

SMS Information Sharing: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing to subcontractors in support services, such as customer service or our SMS messaging platform, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Message frequency varies based on your interaction with us. Message and data rates may apply. You may opt out at any time by replying STOP to any SMS message you receive from us. Reply HELP for assistance, or contact us at (805) 608-3540 or hello@goldcoastadu.com. See our SMS Terms & Conditions for full program details.

3. How We Use Your Information

We use the information we collect to:

4. How We Share Your Information

We do not sell your personal information. We may share information only as follows:

Mobile opt-in data and consent are never shared with third parties or affiliates for marketing or promotional purposes.

5. Your Choices

6. Data Security

We use reasonable administrative, technical, and physical safeguards to protect your information. No method of transmission over the internet is 100% secure, but we work to protect your data using industry-standard practices.

7. Children's Privacy

Our services are not directed to children under 13, and we do not knowingly collect personal information from children under 13.

8. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top reflects the most recent revision. Material changes will be posted on this page.

9. Contact Us

Gold Coast ADU Solutions
351 Paseo Nuevo, Floor 2
Santa Barbara, CA 93101
Phone: (805) 608-3540
Email: hello@goldcoastadu.com

SMS Program

SMS Terms & Conditions

Last updated: May 5, 2026

By providing your mobile phone number to Gold Coast ADU Solutions and opting in to receive SMS messages, you agree to the following terms and conditions. Please read them carefully.

1. Program Description

The Gold Coast ADU Solutions SMS program ("Program") sends transactional and conversational text messages from Gold Coast ADU Solutions to consumers who have opted in. Messages may include:

2. How to Opt In

You can opt in to the Program in any of the following ways:

Consent to receive SMS messages is not a condition of purchase of any goods or services.

3. Message Frequency

Message frequency varies and depends on your interaction with us. Most users receive only a few messages — typically a confirmation, a scheduling link, and any replies needed to coordinate your consultation.

4. Message & Data Rates

Message and data rates may apply. Check with your mobile carrier for details about your specific plan. Gold Coast ADU Solutions is not responsible for any charges from your wireless carrier.

5. How to Opt Out (STOP)

You can cancel the SMS service at any time by replying STOP to any message you receive from us. After you send STOP, we will send you a confirmation message acknowledging your unsubscribe request, and you will no longer receive SMS messages from us. If you want to rejoin, sign up again using one of the opt-in methods above.

6. How to Get Help (HELP)

If you are experiencing issues with the messaging program, you can reply with the keyword HELP for more assistance, or you can get help directly at:

7. Supported Carriers

Carriers are not liable for delayed or undelivered messages. The Program is available on most major U.S. carriers, including AT&T, T-Mobile, Verizon Wireless, Boost Mobile, Cricket Wireless, MetroPCS, U.S. Cellular, and others.

8. Privacy

Your privacy is important to us. We will not share your mobile information with third parties or affiliates for marketing or promotional purposes. For full details about how we collect, use, and protect your information, please review our Privacy Policy.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All categories of mobile opt-in data and consent are excluded from any third-party sharing for marketing.

9. Changes to These Terms

Gold Coast ADU Solutions reserves the right to change or terminate the Program at any time. We will notify enrolled users of material changes by SMS or by posting an update to this page.

10. Contact

Gold Coast ADU Solutions
351 Paseo Nuevo, Floor 2
Santa Barbara, CA 93101
Phone: (805) 608-3540
Email: hello@goldcoastadu.com